Terms of Use
By accessing or using FinancialIron, you agree to these Terms. If you do not agree, do not use this site.
Primary Notice: This site and all calculator outputs are provided for informational and entertainment purposes only.
Effective Date
These Terms are effective as of February 24, 2026.
Acceptance of Terms
These Terms govern your use of FinancialIron, including all pages, calculators, outputs, and related services. Your continued use of the site constitutes acceptance of the current version of these Terms.
No Financial, Tax, Legal, or Investment Advice
FinancialIron provides general educational content and calculator outputs for informational and entertainment purposes only. Nothing on this site is professional advice, and no content should be interpreted as a recommendation to take any financial action.
No Professional Relationship
Use of this site does not create an advisor-client, attorney-client, accountant-client, fiduciary, or any other professional relationship.
Accuracy and Verification
Outputs are estimates based on assumptions and user-provided data. You are solely responsible for verifying all figures, assumptions, and results before making any decision.
Permitted Use
This site is intended for personal, non-commercial use unless explicitly authorized in writing. You may not scrape, reproduce, redistribute, republish, or use content or outputs for commercial advisory services or in a misleading manner.
Intellectual Property
All site content, design, branding, and calculator logic are owned by or licensed to FinancialIron and are protected by applicable intellectual property laws.
Third-Party Content, Ads, and Affiliates
FinancialIron may include third-party data, links, advertisements, and affiliate relationships. We do not control third-party content and do not guarantee its accuracy or suitability.
Assumption of Risk
You assume all risks associated with use of this site and any decisions made based on site content or calculator outputs.
No Warranties
The site is provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, FinancialIron and its owners, operators, contributors, and affiliates are not liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from your use of, reliance on, or inability to use this site.
Indemnification
You agree to indemnify, defend, and hold harmless FinancialIron and its owners, operators, contributors, and affiliates from claims, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the site or violation of these Terms.
Modifications and Termination
We may modify, suspend, or discontinue any part of the site at any time, with or without notice. We may also update these Terms at any time; changes are effective when posted.
Dispute Resolution and Venue
To the maximum extent permitted by law, any dispute, claim, or controversy arising out of or relating to these Terms or your use of this site shall be resolved exclusively in the state or federal courts located in the jurisdiction of FinancialIron's principal place of business, and you consent to personal jurisdiction and venue in those courts.
Class Action Waiver
To the maximum extent permitted by law, disputes must be brought on an individual basis only and not as a plaintiff or class member in any purported class, consolidated, representative, or private attorney-general proceeding.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.
Governing Law
These Terms and all related disputes are governed by the laws applicable in the jurisdiction of FinancialIron's principal place of business, without regard to conflict-of-law principles, except where prohibited by applicable law.
Operator and Contact
This site is operated under the FinancialIron name. For legal notices or questions regarding these Terms, use the contact channels made available through this website.
Companion notice: see the Disclaimer page.